Net Interest Income

Net Interest Income; What is Net Interest Income, What It Means
Interest income is the margin that a bank’s free provisions, net non-interest cost, tax expenses, and dividends to cover.

Net Interest Income

Banks generated a net interest income of 146.2 billion TL in 2018, an increase of 28.9 percent compared to the previous year.

According to the BRSA, last year’s profit increased by 10 percent to 53.52 billion liras.

net interest income

The banks’ total interest income from this account increased 48.9 percent of the 2017 provisions. The interest income of banks, which was 247.5 billion lira in 2017, increased to 368.5 billion lira in 2018.

Last year, banks generated 282.1 billion liras interest income from loans. 56.6 billion liras of the said income consisted of consumer loans, 11.2 billion liras from credit cards, 36.2 billion lira from commercial loans and 178 billion liras from other loans.

Banks’ interest from non-performing loans also increased by 304.3 percent in the same period and rose from 1 billion 263 million liras to 5 billion 105 million liras.
Interest expense increased by 65.8 percent

The total interest expense of the sector increased by 65.8 percent compared to the end of 2017 and reached 222.3 billion pounds in the last year. In the period in question, the amount of interest paid by banks to deposits increased by 62.1 percent to 152 billion liras.

68.3 percent of the sector’s interest expenses consisted of deposits and 10.8 percent of the interest paid to banks.

With these results, the net interest income of the banks increased by 28.9 percent compared to the previous year and reached over 146.2 billion liras at the end of last year.

Net Interest Income

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