Deferred Interest

Deferred Interest: 3 Month Delay on Your Current Personal Credit, Open Account and Credit Card Payments.

We are always with you, our valued customers! The advantages we offer for you within the scope of “Economic Stability Shield Package”;

You can postpone your personal loan installments (consumer loan, mortgage, vehicle loan, open account, credit card) for up to 3 months within the scope of the economic stability shield package during this sensitive days.

Deferred Interest

If you request in Personal Requirement Loan, Vehicle Loan, Housing Loan installment payments that you have used before. 25 March 2020, you can postpone them up to 3 months with interest on your existing loan interest rate. Your installment deferment request will be completed within 7 working days after your application. Interest difference arising from the deferral transaction will be distributed equally to your remaining loan term.

If you request in Open accounts, your interest deferral request will be completed within 7 business days after your application with interest. Interest rate arising from the deferral will be postponed to the accrual period after 3 months.

deferred interest

If you request a deferral for debit in credit cards, you can postpone your debit balance for the deferred period for 3 months for 3 months with a monthly interest of 1.10%. You can also repay the deferred balance in 3 equal installments. On Which Channels Can You Make Individual Credit Installment Deferral Requests?

-Bank Internet Banking;

Your request is received by choosing Credit> My Personal Loans> Personal Loan Delay or Installment Delay from Personal Loan Monitoring tab.

After the postponement request is finalized, notification is made via SMS.

  • Via the Customer Representative Bank Dialog;

You can perform the transaction by calling our call center and following the offer steps coming out of the Installment Deferral option. From Which Channels Can Your Open Account Deferral Requests be Made?

Deferred Interest Bank Internet Banking;

Open Account Deferral campaign is offered from the Product> My Campaigns> Current Campaigns tab. If you take the action “Yes” on the campaign, your request for deferring an Open Account is received.

After the postponement request is finalized, notification is made via SMS.

  • Via the Customer Representative Bank Dialog;

By calling our call center, you can perform the transaction by following the offer steps coming from the Deferral of Open Account Interest option. Which channels can your credit card statement defer requests be made from?

Deferred Interest With SMS;

The last 6 digits of the card to be postponed by writing “Snooze” in individual cards and leaving a space. In Commercial Cards, the last 6 digits of the “Translate” space card are written. A short message should be sent to the bank.

Application via Mobile;

Individual cards, you can select the campaign on the mobile and join with the JOIN NOW button.

Deferred Interest

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